Consumer-Directed Health Plans Manage Health Care Costs and Offer Value to Your Members

Consumer-directed health plans (CDHP) are the next generation of managed health care plans. CDHP’s take an active approach to engaging members in health care spending and health management, and ultimately support a healthier workforce and better management of health plan costs.

Employers can choose to introduce CDHP as a full replacement to their existing health benefits program or can offer CDHP options alongside other managed care options, such as a PPO style plan. Incentives can be designed to encourage members to participate and better manage their health.

Through the consumer-directed health plan administered by AmeriHealth Administrators, Inter-County provides a comprehensive selection of services that enable plan sponsors to tailor programs to best fit their corporate objectives and workforce needs. Key components of a successful CDHP plan include:

  • health plan
    • PPO-style or HSA-compatible high deductible health plan (HDHP)
  • health accounts
    • medical and dependent care flexible spending accounts (FSA)
    • health reimbursement arrangements (HRA)
    • health savings accounts (HSA)
    • transit and parking accounts
  • health management services
    • preventive care benefits
    • wellness program
    • disease management
    • health coaching
  • consumer decision-making support tools and resources

Integrated Consumer Resources, Management Tools, and Administration

Inter-County simplifies program implementation through consumer-directed health plan solutions including integrated administration of your customized benefits design — consumer-directed accounts, medical program, and other components.

And we make consumer-directed health plans easy and convenient for your participants:

  • optional AmeriHealth+ debit card;
  • HRA payments sent directly to networks providers with Explanations of Benefits sent to participants;
  • direct deposit for faster FSA and HRA reimbursements and streamlined record­keeping;
  • secure self-service tools that empower participants to manage their choices;
  • health resources, educational components, and communications that motivate participants to shop wisely and choose health care solutions with confidence.

Effective health plan cost management occurs when not only the administrator and plan sponsor work to control health plan utilization and costs, but when members are also engaged in that process.

Inter-County’s CDHP services are designed to improve the health care cost equation by empowering members to improve participation in preventive care and compliance with health care treatment and by supporting better-informed health care consumers.

Request a Proposal

Contact an Inter-County sales representative for more information or to request a proposal.